Terms of Use
                THESE TERMS GOVERN THE USE OF THIS   WEBSITE. PLEASE  READ THEM CAREFULLY BEFORE ACCESSING THE SITE. IF YOU DO   NOT AGREE  WITH THESE          TERMS DO NOT ACCESS THE WEBSITE. BY ACCESSING THE  WEBSITE OR ANY   OF ITS PAGES YOU AGREE TO BE BOUND BY THESE TERMS OF  USE.
                  
                  This website has been established by the Bank for the sole purpose of    conveying information about the Bank’s products and services and to    allow communication          between the Bank and its customers.  Information that appears on   this website should be considered an  advertisement. Nothing contained in   any page on this site           takes the place of the bank’s agreements and disclosures that   govern  its products and services. If any information on the site   conflicts  with that in the          bank’s agreements and disclosures, the  agreements and   disclosures will control.
  
                  From time to time the Bank may place links to other websites on this    page. The Bank has no control over any other website and is not    responsible for the          content on any site other than this one.  Users assume all   responsibility when they go to other sites via the  links on this page.
  
                  The information and materials contained in this website are owned by    the Bank or by others, as applicable. No material may be copied,    displayed, transmitted,          distributed, framed, sold, stored for  use, download, or   otherwise reproduced except as permitted by law.
  
                  The Bank makes no warranties of any kind regarding the products and    services advertised on this site. The Bank will use reasonable efforts    to ensure that all          information displayed is accurate, however,  the Bank expressly   disclaims any representation and warranty, express  and implied,   including, without limitation,          warranties of  merchantability, fitness for a particular purpose,   suitability, and  the ability to use the site without contracting a   computer virus. The  Bank          is not responsible for any loss, damage, expense, or  penalty   (either in tort, contract, or otherwise), including direct,  indirect,   consequential and incidental          damages, that result  from the access of or use of this site.   This limitation includes, but  is not limited to the omission of   information, the failure of           equipment, the delay or inability to receive or transmit   information,  the delay or inability to print information, the   transmission of any  computer virus, or          the transmission of any other malicious or  disabling code or   procedure. This limitation applies even if the Bank  has been informed of   the possibility of such          loss or damage.
  
                  This agreement may be changed from time to time by posting the new    Terms of Use on the website. All users agree to be subject to this    agreement as it changes          from time to time.
  
                  This agreement and the use of this website are governed by the laws of the state of Louisiana.